Agriculture SupplyChain Finance

Agriculture remains the backbone of the global economy, feeding more than 8 billion people and employing nearly a quarter of the world’s workforce. Yet, for all its importance, agriculture continues to face a persistent challenge: access to timely, affordable finance. Farmers—especially smallholders—often operate on razor-thin margins, constrained by inadequate liquidity, volatile prices, climate shocks, and inefficient supply chains. The result is a cycle of underinvestment, low productivity, and vulnerability that affects not just rural communities but the entire food system. Agricultural Supply Chain Finance (Agri-SCF) has emerged as a powerful tool to address this financing gap. By leveraging relationships, data, and transactions across the agricultural value chain, Agri-SCF provides farmers, aggregators, processors, and traders with access to capital when and where they need it most. Unlike traditional farm credit, which often relies solely on collateral or credit history, Agri-SCF takes a more holistic view—financing based on future receivables, confirmed orders, and the strength of supply chain partnerships.